If you have comment spam on your blog (or "bad" keywords) your bank may close your account because their automated system is "thinking" that you are high risk customer
I am livid!!! They have had me on the phone close to an HOUR, hung up on me 4 times at this point and no one has told me a single thing.
Monday morning bright and early I walk into my local branch office. I go to the office of the guy who opened my account. I tell him what has happened the day before and show him the letter that I got and asked him what was going on. He pulls up my account and it says restricted, and that he had to call in. He calls and they are giving him the same run around they gave me. When he finally has the chance to ask them about my account, they tell him….
“We really have no information. It looks like a computer program that scans accounts reported that hers looks like it violates our terms and conditions. She has an online business ( MyLitter blog) and it is an online GAMBLING site. We have to close her account.”
“WHAT??!!!! Are you kidding me?” I yell.
Tiffany Ivanovsky
Original story: Why I HATE Chase Bank – Account CLOSED! Common Sense is a thing of the past!
It looks like CHASE bank is using automated system that scans websites of their customers (and their relatives!) for certain keywords.
This "gambling" site has domain name with domain privacy (WHOIS privacy protection) turned off. So such automated systems can access the data and mine it (see data mining).
Banks are using sophisticated data mining tools that can link the identity of the account holder with domain names registered with their address and spouse name.
$ whois mylitter.com Whois Server Version 2.0 Domain names in the .com and .net domains can now be registered with many different competing registrars. Go to http://www.internic.net for detailed information. Domain Name: MYLITTER.COM Registrar: GODADDY.COM, LLC Whois Server: whois.godaddy.com Referral URL: http://registrar.godaddy.com Name Server: NS.SOURCEDNS.COM Name Server: NS1.SOURCEDNS.COM Status: clientDeleteProhibited Status: clientRenewProhibited Status: clientTransferProhibited Status: clientUpdateProhibited Updated Date: 15-mar-2012 Creation Date: 10-jun-2009 Expiration Date: 10-jun-2014 >>> Last update of whois database: Wed, 18 Sep 2013 01:11:24 UTC <<< NOTICE: The expiration date displayed in this record is the date the registrar's sponsorship of the domain name registration in the registry is currently set to expire. This date does not necessarily reflect the expiration date of the domain name registrant's agreement with the sponsoring registrar. Users may consult the sponsoring registrar's Whois database to view the registrar's reported date of expiration for this registration. TERMS OF USE: You are not authorized to access or query our Whois database through the use of electronic processes that are high-volume and automated except as reasonably necessary to register domain names or modify existing registrations; the Data in VeriSign Global Registry Services' ("VeriSign") Whois database is provided by VeriSign for information purposes only, and to assist persons in obtaining information about or related to a domain name registration record. VeriSign does not guarantee its accuracy. By submitting a Whois query, you agree to abide by the following terms of use: You agree that you may use this Data only for lawful purposes and that under no circumstances will you use this Data to: (1) allow, enable, or otherwise support the transmission of mass unsolicited, commercial advertising or solicitations via e-mail, telephone, or facsimile; or (2) enable high volume, automated, electronic processes that apply to VeriSign (or its computer systems). The compilation, repackaging, dissemination or other use of this Data is expressly prohibited without the prior written consent of VeriSign. You agree not to use electronic processes that are automated and high-volume to access or query the Whois database except as reasonably necessary to register domain names or modify existing registrations. VeriSign reserves the right to restrict your access to the Whois database in its sole discretion to ensure operational stability. VeriSign may restrict or terminate your access to the Whois database for failure to abide by these terms of use. VeriSign reserves the right to modify these terms at any time. The Registry database contains ONLY .COM, .NET, .EDU domains and Registrars.Domain Name: MYLITTER.COM Registrar URL: http://www.godaddy.com Updated Date: 2012-03-14 23:47:42 Creation Date: 2009-06-09 23:06:31 Registrar Expiration Date: 2014-06-09 23:06:31 Registrar: GoDaddy.com, LLC Registrant Name: Paul Ivanovsky Registrant Organization: Registrant Street: 123 Mobile Office Registrant City: The Woodlands Registrant State/Province: Texas Registrant Postal Code: 77380 Registrant Country: United States Admin Name: Paul Ivanovsky Admin Organization: Admin Street: 123 Mobile Office Admin City: The Woodlands Admin State/Province: Texas Admin Postal Code: 77380 Admin Country: United States Admin Phone: (713) 208-5194 Admin Fax: Admin Email: pbivan@yahoo.com Tech Name: Paul Ivanovsky Tech Organization: Tech Street: 123 Mobile Office Tech City: The Woodlands Tech State/Province: Texas Tech Postal Code: 77380 Tech Country: United States Tech Phone: (713) 208-5194 Tech Fax: Tech Email: pbivan@yahoo.com Name Server: NS.SOURCEDNS.COM Name Server: NS1.SOURCEDNS.COM The data contained in GoDaddy.com, LLC's WhoIs database, while believed by the company to be reliable, is provided "as is" with no guarantee or warranties regarding its accuracy. This information is provided for the sole purpose of assisting you in obtaining information about domain name registration records. Any use of this data for any other purpose is expressly forbidden without the prior written permission of GoDaddy.com, LLC. By submitting an inquiry, you agree to these terms of usage and limitations of warranty. In particular, you agree not to use this data to allow, enable, or otherwise make possible, dissemination or collection of this data, in part or in its entirety, for any purpose, such as the transmission of unsolicited advertising and and solicitations of any kind, including spam. You further agree not to use this data to enable high volume, automated or robotic electronic processes designed to collect or compile this data for any purpose, including mining this data for your own personal or commercial purposes. Please note: the registrant of the domain name is specified in the "registrant" section. In most cases, GoDaddy.com, LLC is not the registrant of domain names listed in this database.Also banks know more about your genealogy than you:
“Tell me which property ____ Ivanovsky owned” then she names off 4 address on the west coast.
I say to her, “I have no idea who you are talking about.”
“You can’t answer the question?” she says.
“No, that is my last name, but I have no idea who that person is. How can I answer the question?” I reply.
Tiffany Ivanovsky
The person they were asking me for the property info on? Paul and I did some genealogy… it was his great, great, grandpa. Apparently at Chase you are expected to know the properties of your spouses great, great grandparents, or you are compromising your account.
Tiffany Ivanovsky
If you have comment spam on your website - be prepared for a bank account closure because you are high risk customer.
Here is more proof of my theory:
Also bank can close your bank account because their system thinks that you are selling illegal drugs (like amphetamines):
Be prepared for a bank account closure if you have the word "Bitcoin" on your website or you deal with Bitcoins.
How US citizens can circumvent the US banks' Bitcoin blockade
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