I am livid!!! They have had me on the phone close to an HOUR, hung up on me 4 times at this point and no one has told me a single thing.
Monday morning bright and early I walk into my local branch office. I go to the office of the guy who opened my account. I tell him what has happened the day before and show him the letter that I got and asked him what was going on. He pulls up my account and it says restricted, and that he had to call in. He calls and they are giving him the same run around they gave me. When he finally has the chance to ask them about my account, they tell him….
“We really have no information. It looks like a computer program that scans accounts reported that hers looks like it violates our terms and conditions. She has an online business ( MyLitter blog) and it is an online GAMBLING site. We have to close her account.”
“WHAT??!!!! Are you kidding me?” I yell.Tiffany Ivanovsky
It looks like CHASE bank is using automated system that scans websites of their customers (and their relatives!) for certain keywords.
Banks are using sophisticated data mining tools that can link the identity of the account holder with domain names registered with their address and spouse name.
“Tell me which property ____ Ivanovsky owned” then she names off 4 address on the west coast.
I say to her, “I have no idea who you are talking about.”
“You can’t answer the question?” she says.
“No, that is my last name, but I have no idea who that person is. How can I answer the question?” I reply.Tiffany Ivanovsky
The person they were asking me for the property info on? Paul and I did some genealogy… it was his great, great, grandpa. Apparently at Chase you are expected to know the properties of your spouses great, great grandparents, or you are compromising your account.Tiffany Ivanovsky
If you have comment spam on your website - be prepared for a bank account closure because you are high risk customer.
Here is more proof of my theory:
Also bank can close your bank account because their system thinks that you are selling illegal drugs (like amphetamines):
Be prepared for a bank account closure if you have the word "Bitcoin" on your website or you deal with Bitcoins.